Why choose ACOM?


ACOM is one of the Leading Personal Loan Companies in Japan

Lower Interest Rate

Interest rate per month is 4.563% – 3.315% diminishing if you pay early.


Online application takes minutes. You may get the result within the day at the shortest depending on the evaluation.


We take data privacy very, very seriously and we assure you that your personal data is safe with us.

Easy Monthly Repayment

Pay any time til due date and any amount over required payment.

No Co-maker and Collateral

No need to have a Co-maker and Collateral


You’ll receive a Php 600 worth of Sodexo Gift Certificates from ACOM!
for every 3 successful referrals.

With our member get members promo

Promo period: is from October 16, 2018 – March 31, 2019 EXTENDED until September 30, 2019
Qualified: ACOM’s current members are the only qualified to join. Promo is only available in ACOM branches.
Participating Branches: ACOM Ortigas branch; Alimall-Cubao branch; Eastwood branch; Starmall Alabang branch

Promo Mechanics and Promo Period:

  • Member Get Members Promotion (“Promotion”) is open to all Current Members (“Referrer”) of ACOM Consumer Finance Corporation only.
    Current Members (“Referrer”) defined as an existing client of ACOM Consumer Finance Corp.
  • Referrers are entitled to receive Php600 worth of Sodexo Premium Pass (Gift Certificate) for three (3) successful and approved application referrals. Referrals defined as a first time Loan Applicant. Successful and approved referral is defined as complete application (forms and requirements) and approved the application by ACOM Consumer Finance Corp.
  • Referrer should bring a minimum of three (3) Referrals within the promo period.
  • Referral should write the name of the Referrer to the Loan Application Sheet upon applying for a loan.
  • Promo period is from October 16, 2018 – March 31, 2019, extended until September 30, 2019 as approved by DTI-FTEB
  • Promo is available in Acom Consumer Finance Corporation Branch only. See below participating branches:
    ACOM- Ortigas Branch
    ACOM- Alimall Cubao Branch
    ACOM- Eastwood Branch
    ACOM- Starmall Alabang Branch

Terms & Conditions:

  • Referrer cannot refer himself.
  • Loan Applicant with disapproved/denial loan application is not counted as Referrals.
  • There is no maximum limit to the number of referrals. The more successful referrals you make, the greater the chances you can bring reward.
  • Minimum of three (3) referrals are required to get the Php600 worth of Sodexo Premium Pass reward.
  • Referrer can bring referrals any day within the promo period.
  • SODEXO Premium Pass is not convertible into cash or any item which is equivalent to the reward.
  • Current Members of ACOM are the only qualified to the promo. All employees of ACOM Consumer Finance Corp. are not qualified to join the Member Get Members Promotion.
  • Referral’s Loan Application are subject for verification and evaluation, ACOM reserves the right to deny and to cancel the Loan Application as a result of credit check, but ACOM will not have the obligation to disclose the reason of denial.
  • Referrer will shoulder the 20% TAX for reward exceeded to Php 10,000.00


  • Redemption period is from April 01, 2019 to January 01, 2020.
  • Referrer with successful referrals will be notified through call from one of our staff within 5 working days after the loan application approval of the 3rd referral.
  • List of all Referrer with successful referrals will be posted in our Facebook Page. https://www.facebook.com/acom.com.ph/
  • To redeem the reward, Referrer should visit our branch personally and present 2 valid ID’s. Authorizing another person is not acceptable.