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REPRESENTATIVE EXAMPLE
PRINCIPAL BALANCEPRINCIPALINTERESTAMOUNT
7,500 PHP608.57 PHP342.19 PHP950.76 PHP
6,891.43 PHP636.33 PHP314.42 PHP950.76 PHP
6,255.10 PHP665.37 PHP285.39 PHP950.76 PHP
5,589.73 PHP695.72 PHP255.03 PHP950.76 PHP
4,894.00 PHP727.47 PHP223.29 PHP950.76 PHP
4,116.54 PHP760.66 PHP190.10 PHP950.76 PHP
3,405.88 PHP795.36 PHP155.39 PHP950.76 PHP
2,610.52 PHP831.65 PHP119.10 PHP950.76 PHP
1,778.86 PHP869.60 PHP81.16 PHP950.76 PHP
909.27 PHP909.27 PHP41.49 PHP950.76 PHP
TOTAL:7,500 PHP2,007.56 PHP9,507.56

TERMS

6 – 10 – Flexible

months

AMOUNT

3,500 – 500,000

PHP

INTEREST RATE

3.315% – 4.563% mo.

APR = 39.78% – 54.756%
*Interest rate is computed on the principal balance, 
lower principal balance = lower interest payment.

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See if you meet the following:

Filipino, 21 to 65 yrs old

Working tenure at least 3 months

Earning over ₱7,000

Has an existing workplace landline phone & personal mobile

For Employees

A. 1 Valid Govt. Issued ID: (PHILSYS ID, SSS, GSIS, UMID, Passport, Driver’s License, Postal ID, Voter’s ID, PRC, NBI Clearance)

 

B. Proof of Employment: COE or Company ID, and Latest Payslip within 15 days or BIR2316

   Payslip Requirement Loan ACOM

C. Proof of TIN: TIN Card, Recent BIR 2316, Company ID, Payslip
*No need for proof of TIN if you already have it in the Govt. ID or Proof of Employment

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Apply in Person at any ACOM store near you.
Location ACOM Booths Branches

(See Booths & Branches)

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SMS Service
ACOM SMS Service icon

(Check Balance, Available Loan Amount, Payment, Due Date, Additional Loan Amount, Update Personal Info)

How to Apply

Prepare Gov. ID, Employment Proofs & TIN Proof

*No need for TIN proof if you already have it on the Govt. ID & Employment Proof.
Click to see requirements

Apply

Choose a location code to handle your application 

Get Your Cash

Deposited to your bank account,
Gcash, PayMaya or get it from LBC

Repay Your Loan

Done monthly through Bayad Centers or 7-Eleven Stores.
7-eleven store locator

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