DISCLAIMER: Loan monthly amortization & applied rate shall be confirmed in your loan docs. Loan approval shall be subject to the submission of required docs., ACOM’s credit policies & procedures.
ADVISORY: Review our Terms and Conditions before proceeding with the loan transaction.
ADVISORY: Review our Terms and Conditions before proceeding with the loan transaction.
Representative Example
Net Loan Amount: 7,500 for 10 months
Finance charges: 1k processing fee & 500 lending fee (One time only)
Interest Rate: 4.563%
| PRINCIPAL BALANCE | PRINCIPAL | INTEREST | AMOUNT |
| 7,500 PHP | 608.57 PHP | 342.19 PHP | 950.76 PHP |
| 6,891.43 PHP | 636.33 PHP | 314.42 PHP | 950.76 PHP |
| 6,255.10 PHP | 665.37 PHP | 285.39 PHP | 950.76 PHP |
| 5,589.73 PHP | 695.72 PHP | 255.03 PHP | 950.76 PHP |
| 4,894.00 PHP | 727.47 PHP | 223.29 PHP | 950.76 PHP |
| 4,116.54 PHP | 760.66 PHP | 190.10 PHP | 950.76 PHP |
| 3,405.88 PHP | 795.36 PHP | 155.39 PHP | 950.76 PHP |
| 2,610.52 PHP | 831.65 PHP | 119.10 PHP | 950.76 PHP |
| 1,778.86 PHP | 869.60 PHP | 81.16 PHP | 950.76 PHP |
| 909.27 PHP | 909.27 PHP | 41.49 PHP | 950.76 PHP |
| TOTAL: | 7,500 PHP | 2,007.56 PHP | 9,507.56 |
TERMS
6 – 10 – Flexible
months
AMOUNT
3,500 – 500,000
PHP
INTEREST RATE
3.315% – 4.563% mo.
APR = 39.78% – 54.756%
*Interest rate is computed on the principal balance,
lower principal balance = lower interest payment.
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See if you meet the following:
Filipino, 21 to 65 yrs old
Working tenure at least 3 months
Earning over ₱7,000
Has an existing workplace landline phone & personal mobile
For Employees
A. 1 Valid Govt. Issued ID: (PHILSYS ID, SSS, GSIS, UMID, Passport, Driver’s License, Postal ID, Voter’s ID, PRC, NBI Clearance)
B. Proof of Employment: COE or Company ID, and Latest Payslip within 15 days or BIR2316
C. Proof of TIN: TIN Card, Recent BIR 2316, Company ID, Payslip
*No need for proof of TIN if you already have it in the Govt. ID or Proof of Employment
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Apply in Person at any ACOM store near you.
(See Booths & Branches)
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SMS Service
(Check Balance, Available Loan Amount, Payment, Due Date, Additional Loan Amount, Update Personal Info)
How to Apply
Easy requirements, quick cash loan, no collateral, no co-maker, fast approval!
Prepare Gov. ID, Employment Proofs & TIN Proof
*No need for TIN proof if you already have it on the Govt. ID & Employment Proof.
Click to see requirements
Click to see requirements
Apply
Choose a location code to handle your application
Get Your Cash
Deposited to your bank account,
Gcash, PayMaya or get it from LBC
Repay Your Loan
Done monthly through Bayad Centers or 7-Eleven Stores.
7-eleven store locator
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