Representative Example: Borrow 10,000 PHP for 12 months with an interest rate of 4.563%, your monthly repayment will only be 1100 PHP, but can also be paid with at least a minimum amount of the 8% of the total outstanding principal balance 10,000 x 0.08% = 800 PHP.
6 – Flexible
5,000 – 500,000
3.315% – 4.563% mo.
ADVISORY: Review our Terms and Conditions before proceeding with the loan transaction.
See if you meet the following:
Filipino, 21 to 65 yrs old
Working tenure at least 3 months
Earning over ₱10,000 per month (Metro Manila)
Earning over ₱7,000 per month (Other Provinces)
Has an existing workplace landline phone & personal mobile
1 Valid Govt. Issued ID: (TIN, SSS, GSIS, UMID, Passport, Driver’s License, Postal ID, Voter’s ID, PRC, NBI Clearance)
Proof of Employment: COE or Company ID, and 1 month latest payslips (2) or BIR2316
- Payslips as far as Feb 16-29 to Mar 1-15 will be honored IF your company can’t provide recent payslips
- Income lower than P10K (Metro Manila)/ P7K (Province) due to the pandemic will require most recent (2) TWO payslips and Feb 16-29 to Mar 1-15 payslips
- If working under agency, provide Original Certificate of Employment or Employee ID issued by the Agency.
Proof of TIN: TIN Card, Recent BIR2316, Company ID, Payslip (No need for proof of TIN if you have it in the Govt. ID or Proof of Employment)
Apply in Person at any ACOM store near you.
(We will announce the re-opening of branches and booths accordingly)
How to Apply
Easy requirements, no collateral, no co-maker, fast approval!
Get Your Cash
Deposited to your bank account via Dragonpay or get it from LBC.
Repay Your Loan
Repayment is split monthly.
Explore loan options to fit your needs.
*Progress through first term to get promoted to second term and then revolving.
Flexible term, Increasing loan up to
*However, the amount that you can borrow varies
depending on the results of the examination.