Representative Example: Borrow 10,000 PHP for 12 months with an interest rate of 4.563%, your monthly repayment will only be 1100 PHP, but can also be paid with at least a minimum amount of the 8% of the total outstanding principal balance 10,000 x 0.08% = 800 PHP.
TERMS
6 – Flexible
AMOUNT
3,500 – 500,000
INTEREST RATE
3.315% – 4.563% mo.
ADVISORY: Review our Terms and Conditions before proceeding with the loan transaction.
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See if you meet the following:
Filipino, 21 to 65 yrs old
Working tenure at least 3 months
Earning over ₱7,000
Has an existing workplace landline phone & personal mobile
*NO longer required for freelance ESL teachers & partner drivers/riders
For Freelance ESL Teachers (51Talk, ACADSOC, Weblio, Rarejob, Bizmates etc.) & Freelance Partner Drivers/Riders (Grab, Angkas, Lalamove, Foodpanda etc.)
A. 1 Valid Govt. Issued ID: (PHILSYS ID, SSS, GSIS, UMID, Passport, Driver’s License, Postal ID, Voter’s ID, PRC, NBI Clearance)
B. Income Certificate: Screenshot of the applicant’s company app reflecting consecutive pay periods that will make up 1-month worth of pay.
C. Proof of TIN: TIN Card, Recent BIR 2316, Company ID, Payslip
*No need for proof of TIN if you already have it in the Govt. ID or Proof of Employment
For Employees
A. 1 Valid Govt. Issued ID: (PHILSYS ID, SSS, GSIS, UMID, Passport, Driver’s License, Postal ID, Voter’s ID, PRC, NBI Clearance)
B. Proof of Employment: COE or Company ID, and Latest Payslip within 15 days or BIR2316
C. Proof of TIN: TIN Card, Recent BIR 2316, Company ID, Payslip
*No need for proof of TIN if you already have it in the Govt. ID or Proof of Employment
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Apply in Person at any ACOM store near you.
(We will announce the re-opening of branches and booths accordingly)
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SMS Service
(Check your Balance & Available Loanable amount, Required Payment & Due Date, Request for Additional Loanable Amount, Update Personal Information, Other Inquiries)
How to Apply
Easy requirements, quick cash loan, no collateral, no co-maker, fast approval!
Prepare Gov. ID, Employment Proofs & TIN Proof
Click to see requirements
Get Your Cash
Repay Your Loan
Done monthly through Bayad Centers or 7-Eleven Stores.
7-eleven store locator
Explore loan options that fit your needs.
Personal Loan
Flexible term, Increasing loan up to
Php500K.*
*However, the amount that you can borrow
will depend on the result of your credit examination.
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