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CLICK TO APPLY

REPRESENTATIVE EXAMPLE
PRINCIPAL BALANCEPRINCIPALINTERESTAMOUNT
15,000 PHP1,193.22 PHP748.25 PHP1,941.47 PHP
13,806.78 PHP1,252.74 PHP688.73 PHP1,941.47 PHP
12,544.04 PHP1,315.23 PHP626.24 PHP1,941.47 PHP
11.238.81 PHP1,380.84 PHP560.63 PHP1,941.47 PHP
9,857.97 PHP1,449.72 PHP491.75 PHP1,941.47 PHP
8,408.25 PHP1,522.04 PHP419.43 PHP1,941.47 PHP
6,886.22 PHP1,597.96 PHP343.51 PHP1,941.47 PHP
5,288.26 PHP1,677.67 PHP263.80 PHP1,941.47 PHP
3,610.58 PHP1,761.36 PHP180.11 PHP1,941.47 PHP
1,849.22 PHP1,849.22 PHP92.25 PHP1,941.47 PHP
TOTAL:15,000 PHP4,414.68 PHP19,414.68 PHP

TERMS

6 – 10 – Flexible

months

AMOUNT

5,000 – 500,000

PHP

INTEREST RATE

4.988% mo.

APR = 59.86%
*Interest rate is computed on the principal balance, 
lower principal balance = lower interest payment.

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See if you meet the following:

RESIDENCY: Must be a resident of Luzon.

AGE: Filipino citizen, 21 to 65 years old.

EMPLOYMENT: Employed for at least 3 months with minimum net pay of P10,000 or above.

CONTACT: Must have an exsiting company landline and personal mobile number.

A. 1 VALID GOVT. ISSUED ID:
(PHILSYS ID, SSS, GSIS, UMID, Passport, Driver’s License, Postal ID, Voter’s ID, PRC, NBI Clearance)

B. EMPLOYMENT PROOF &
INCOME PROOF:

1. Company ID / Certificate of Employment. (w/in 3 mos.)

2. Then Orig. payslips (w/in 2 mos.)
*must reflect the 1 st & 16 th of the cut-offs of 1 month or BIR 2316 (ITR)

C. TIN/SSS PROOF:
(TIN Card, SSS Card, Recent BIR 2316, Company ID, Payslip)

*No need for proof of TIN/SSS if you already have it in the other requirements such as Govt. ID or Proof of Employment

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Visit in Person at any ACOM location near you.
Location ACOM Booths Branches

(See Booths & Branches)

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SMS Service
ACOM SMS Service icon

(Check Balance, Available Loan Amount, Payment, Due Date, Additional Loan Amount, Update Personal Info)

How to Apply

Prepare Gov. ID, Employment Proofs & TIN Proof

*No need for TIN proof if you already have it on the Govt. ID & Employment Proof.
Click to see requirements

Apply

Choose a location to handle your application 

Get Your Cash

Deposited to your bank account,
GCash, Maya or get it from LBC

Repay Your Loan

Done monthly through Bayad Centers, GCash, Maya (via Bills then Loans), Cliqq 7-Eleven App, or at Cliqq Kiosks at 7-Eleven Stores.
7-eleven store locator

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