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REPRESENTATIVE EXAMPLE
PRINCIPAL BALANCEPRINCIPALINTERESTAMOUNT
7,500 PHP608.57 PHP342.19 PHP950.76 PHP
6,891.43 PHP636.33 PHP314.42 PHP950.76 PHP
6,255.10 PHP665.37 PHP285.39 PHP950.76 PHP
5,589.73 PHP695.72 PHP255.03 PHP950.76 PHP
4,894.00 PHP727.47 PHP223.29 PHP950.76 PHP
4,116.54 PHP760.66 PHP190.10 PHP950.76 PHP
3,405.88 PHP795.36 PHP155.39 PHP950.76 PHP
2,610.52 PHP831.65 PHP119.10 PHP950.76 PHP
1,778.86 PHP869.60 PHP81.16 PHP950.76 PHP
909.27 PHP909.27 PHP41.49 PHP950.76 PHP
TOTAL:7,500 PHP2,007.56 PHP9,507.56

TERMS

6 – 10 – Flexible

months

AMOUNT

3,500 – 500,000

PHP

INTEREST RATE

3.315% – 4.563% mo.

APR = 39.78% – 54.756%

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See if you meet the following:

Filipino, 21 to 65 yrs old

Working tenure at least 3 months

Earning over ₱7,000

Has an existing workplace landline phone & personal mobile

*NO longer required for freelance ESL teachers & partner drivers/riders

For Freelance ESL Teachers (51Talk, ACADSOC, Weblio, Rarejob, Bizmates etc.) & Freelance Partner Drivers/Riders (Grab, Angkas, Lalamove, Foodpanda etc.)

A. 1 Valid Govt. Issued ID: (PHILSYS ID, SSS, GSIS, UMID, Passport, Driver’s License, Postal ID, Voter’s ID, PRC, NBI Clearance)

 

B. Income Certificate: Screenshot of the applicant’s company app reflecting consecutive pay periods that will make up 1-month worth of pay.

Digital Salary Requirement Week 1Digital Salary Requirement Week 2Digital Salary Requirement Week 3Digital Salary Requirement Week 4

C. Proof of TIN: TIN Card, Recent BIR 2316, Company ID, Payslip
*No need for proof of TIN if you already have it in the Govt. ID or Proof of Employment


For Employees

A. 1 Valid Govt. Issued ID: (PHILSYS ID, SSS, GSIS, UMID, Passport, Driver’s License, Postal ID, Voter’s ID, PRC, NBI Clearance)

 

B. Proof of Employment: COE or Company ID, and Latest Payslip within 15 days or BIR2316

   Payslip Requirement Loan ACOM

C. Proof of TIN: TIN Card, Recent BIR 2316, Company ID, Payslip
*No need for proof of TIN if you already have it in the Govt. ID or Proof of Employment

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Apply in Person at any ACOM store near you.
Location ACOM Booths Branches

(See Booths & Branches)

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SMS Service
ACOM SMS Service icon

(Check Balance, Available Loan Amount, Payment, Due Date, Additional Loan Amount, Update Personal Info)

How to Apply

Prepare Gov. ID, Employment Proofs & TIN Proof

*No need for TIN proof if you already have it on the Govt. ID & Employment Proof.
Click to see requirements

Get Your Cash

Deposited to your bank account,
Gcash or get it from LBC

Repay Your Loan

Done monthly through Bayad Centers or 7-Eleven Stores.
7-eleven store locator

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