DISCLAIMER: Loan monthly amortization & applied rate shall be confirmed in your loan docs. Loan approval shall be subject to the submission of required docs., ACOM’s credit policies & procedures.
ADVISORY: Review our Terms and Conditions before proceeding with the loan transaction.
ADVISORY: Review our Terms and Conditions before proceeding with the loan transaction.
Representative Example
Net Loan Amount: 7,500 for 10 months
Finance charges: 1k processing fee & 500 lending fee (One time only)
Interest Rate: 4.563%
| PRINCIPAL BALANCE | PRINCIPAL | INTEREST | AMOUNT |
| 7,500 PHP | 608.57 PHP | 342.19 PHP | 950.76 PHP |
| 6,891.43 PHP | 636.33 PHP | 314.42 PHP | 950.76 PHP |
| 6,255.10 PHP | 665.37 PHP | 285.39 PHP | 950.76 PHP |
| 5,589.73 PHP | 695.72 PHP | 255.03 PHP | 950.76 PHP |
| 4,894.00 PHP | 727.47 PHP | 223.29 PHP | 950.76 PHP |
| 4,116.54 PHP | 760.66 PHP | 190.10 PHP | 950.76 PHP |
| 3,405.88 PHP | 795.36 PHP | 155.39 PHP | 950.76 PHP |
| 2,610.52 PHP | 831.65 PHP | 119.10 PHP | 950.76 PHP |
| 1,778.86 PHP | 869.60 PHP | 81.16 PHP | 950.76 PHP |
| 909.27 PHP | 909.27 PHP | 41.49 PHP | 950.76 PHP |
| TOTAL: | 7,500 PHP | 2,007.56 PHP | 9,507.56 |
TERMS
6 – 10 – Flexible
months
AMOUNT
3,500 – 500,000
PHP
INTEREST RATE
3.315% – 4.563% mo.
APR = 39.78% – 54.756%
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See if you meet the following:
Filipino, 21 to 65 yrs old
Working tenure at least 3 months
Earning over ₱7,000
Has an existing workplace landline phone & personal mobile
*NO longer required for freelance ESL teachers & partner drivers/riders
For Freelance ESL Teachers (51Talk, ACADSOC, Weblio, Rarejob, Bizmates etc.) & Freelance Partner Drivers/Riders (Grab, Angkas, Lalamove, Foodpanda etc.)
A. 1 Valid Govt. Issued ID: (PHILSYS ID, SSS, GSIS, UMID, Passport, Driver’s License, Postal ID, Voter’s ID, PRC, NBI Clearance)
B. Income Certificate: Screenshot of the applicant’s company app reflecting consecutive pay periods that will make up 1-month worth of pay.
C. Proof of TIN: TIN Card, Recent BIR 2316, Company ID, Payslip
*No need for proof of TIN if you already have it in the Govt. ID or Proof of Employment
For Employees
A. 1 Valid Govt. Issued ID: (PHILSYS ID, SSS, GSIS, UMID, Passport, Driver’s License, Postal ID, Voter’s ID, PRC, NBI Clearance)
B. Proof of Employment: COE or Company ID, and Latest Payslip within 15 days or BIR2316
C. Proof of TIN: TIN Card, Recent BIR 2316, Company ID, Payslip
*No need for proof of TIN if you already have it in the Govt. ID or Proof of Employment
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Apply in Person at any ACOM store near you.
(See Booths & Branches)
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SMS Service
(Check Balance, Available Loan Amount, Payment, Due Date, Additional Loan Amount, Update Personal Info)
How to Apply
Easy requirements, quick cash loan, no collateral, no co-maker, fast approval!
Prepare Gov. ID, Employment Proofs & TIN Proof
*No need for TIN proof if you already have it on the Govt. ID & Employment Proof.
Click to see requirements
Click to see requirements
Get Your Cash
Deposited to your bank account,
Gcash or get it from LBC
Repay Your Loan
Done monthly through Bayad Centers or 7-Eleven Stores.
7-eleven store locator
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